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Bad paper: chasing debt from Wall Street to the underworld

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Publisher:
Varies, see individual formats and editions
Pub. Date:
2014.
Language:
English
Description

The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"--the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs.

Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

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ISBN:
9780374108236
9780374711245
Staff View

Grouping Information

Grouped Work ID3fe948da-72c5-04ff-adaa-22f752b10921
Grouping Titlebad paper chasing debt from wall street to the underworld
Grouping Authorjake halpern
Grouping Categorybook
Grouping LanguageEnglish (eng)
Last Grouping Update2020-10-31 04:18:26AM
Last Indexed2020-10-31 04:43:20AM
Novelist Primary ISBNnone

Solr Details

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accelerated_reader_reading_level0
authorHalpern, Jake.
author_displayHalpern, Jake
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Online OverDrive Collection
collection_aacplADULT
detailed_location_aacplDeale Library - Nonfiction
Online OverDrive Collection
display_description"A trip to the underworld of debt collection, where bankers team up with ex-burglars and few rules apply Bad Paper is a riveting expose;, a moving story of an unlikely friendship, and a gritty narrative of how scrappy entrepreneurs profit from our debts. Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of "paper"--the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. It is a realm of indelible individuals who possess a swagger and vocabulary that even David Mamet could not invent. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He alsoexplores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way. The result is a bravura work of storytelling that is also an importantconsciousness-raiser"--
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eBook
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owning_library_aacplAnne Arundel County Public Library
Anne Arundel County Public Library Online
owning_location_aacplDeale Library
Online OverDrive Collection
primary_isbn9780374108236
publishDate2014
record_details
Bib IdFormatFormat CategoryEditionLanguagePublisherPublication DatePhysical Description
ils:a1149204BookBooks1st Edition.EnglishFarrar, Straus and Giroux, 2014.240 pages ; 22 cm
overdrive:047992b6-57cf-4e33-96ce-fa94a0775a92eBookeBookEnglishFarrar, Straus and Giroux2014
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Bib IdItem IdGrouped StatusStatusLocally OwnedAvailableHoldableBookableIn Library Use OnlyLibrary OwnedHoldable PTypesBookable PTypesLocal Url
ils:a114920431997088786082On ShelfOn Shelffalsetruetruefalsefalsetrue
overdrive:047992b6-57cf-4e33-96ce-fa94a0775a92-1Available OnlineAvailable Onlinefalsetruetruefalsefalsefalse
overdrive:047992b6-57cf-4e33-96ce-fa94a0775a921Available OnlineAvailable Onlinefalsetruetruefalsefalsetrue
subject_facetBUSINESS & ECONOMICS / Personal Finance / General
Collecting of accounts
Collection agencies
Consumer credit
Finance, Personal
title_displayBad paper : chasing debt from Wall Street to the underworld
title_fullBad Paper Chasing Debt from Wall Street to the Underworld
Bad paper : chasing debt from Wall Street to the underworld / Jake Halpern
title_shortBad paper
title_subchasing debt from Wall Street to the underworld
topic_facetBUSINESS & ECONOMICS / Personal Finance / General
Business
Collecting of accounts
Collection agencies
Consumer credit
Finance
Finance, Personal
Nonfiction
True Crime