Introduction: you can be rich!, the Morrow moment
The basics. Respect the FOO and ground rules ; Step 1: keep your financial life out of the ditch (cover your highest deductible) ; Step 2: love that free money (max-out your employer match) ; Step 3: the Joneses are broke and miserable (pay off high-interest debt) ; Step 4: rainy day done right (build emergency reserves) ; Step 5: tax-free armageddon (max-out tax-free growth with Roth and/or HSA contributions) ; Graduating from the basics and reaching the boiling point
Beyond the basics. Step 6: max-out retirement options ; Step 7: building that more beautiful tomorrow (leverage hyper-accumulation) ; Step 8: funding the abundance goals (prepay future expenses) ; Step 9: debt freedom (prepay low-interest debt) ; Understand your "why" and the abundance cycle ; What I do with my money.